Morningstar, Inc.

For the purposes of this Appendix A-16, “Subscriber” shall refer to Licensee.

(1) Proprietary Notice

Certain financial information included in the Software Products is proprietary to Morningstar, Inc. (“Morningstar”) Copyright © 2020 and/or its content providers. Reproduction or distribution of such information in any form is prohibited.

(2) No Warranties; Limitations on Liability

(a) Because of the possibility of human or mechanical error by Morningstar sources, Morningstar or others, Morningstar does not guarantee the accuracy, adequacy, completeness, timeliness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information.

(b) THERE ARE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE.

(c) In no event shall Morningstar be liable for any indirect, special or consequential damages in connection with Subscriber’s or other’s use of such information.

(d) Past performance is no guarantee of future results.